Vyapa₹iesVyapa₹ies Legal

Liability Reduction & Risk Matrix

Disclaimer & Disclosure Policy

Last Updated: May 21, 2026 | Enterprise Revision 5.0

CRITICAL STRUCTURAL NOTICE

This Statutory Disclaimer defines and governs the absolute operational boundaries of vyaparies.com and all associated software subdomains. Vyaparies Technologies operates solely under a Sole Proprietorship model. By utilizing our software infrastructure, you explicitly agree to the absolute limitation of personal liability and statutory immunity frameworks detailed below, engineered specifically to protect the private assets of the Sole Proprietor.

1. PURE SAAS DECLARATION & NON-MARKETPLACE STATUS

The Company explicitly states that it is a Pure B2B2C Software-as-a-Service (SaaS) Utility. We provide digital storefront templates, routing scripts, and a Khata Bahi automated NLP ledger.

Exclusion of Commercial Privity:

  • We are explicitly NOT an “E-commerce Operator,” “Marketplace Facilitator,” or “Financial Escrow Agent” under the Consumer Protection (E-Commerce) Rules, 2020.
  • We never warehouse, inspect, fulfill, price, or legally own any inventory listed on independent Vendor subdomains.
  • Every retail checkout is an isolated, direct contract strictly between the independent Vendor and the End-Consumer. We disclaim all “fallback liability.”

2. SECTION 79 STATUTORY SAFE HARBOR & CONTENT IMMUNITY

In strict compliance with Section 79 of the Information Technology Act, 2000, the Platform acts entirely as a passive, objective technical conduit.

The Company executes zero manual evaluation, endorsement, vetting, or verification of third-party catalog images, pricing models, product descriptions, or trademark claims uploaded by Vendors. Absolute legal, civil, and criminal liability for counterfeit merchandise, IP infringement, regulatory non-compliance, and defective inventory rests 100% on the respective merchant operating that specific software instance.

3. NO PROFESSIONAL ADVICE & TAX AUDIT INDEMNITY

The conversational Khata Bahi ledger and NLP parsing modules are engineered purely to assist merchants with uncertified administrative calculations. The Platform is NOT an ICAI-certified accounting tool or a verified financial ledger.

STATUTORY AUDIT IMMUNITY: The Vendor assumes 100% absolute liability for calculating, verifying, tracking, and remitting all applicable CGST, SGST, local municipal levies, and corporate income taxes.

If a Vendor faces regulatory scrutiny, asset discoveries, tax shortfalls, or massive financial penalties from the Income Tax Department or GST Authorities due to an NLP categorization drift, mathematical error, or computational anomaly within our software, the Vendor explicitly agrees to hold the Company and its Sole Proprietor completely harmless and indemnified against any and all claims of computational negligence.

4. "AS-IS" ARCHITECTURE & FORCE MAJEURE EXCLUSIONS

To the maximum extent permitted by Indian law, the Platform's source code, Next.js routing layers, and API endpoints are provided on an “As-Is” and “As-Available” basis without any statutory or implied warranties of uptime or technical perfection.

  • Force Majeure Downtime: The Company utilizes external cloud nodes (AWS, GCP, Razorpay). We assume zero liability for business revenue lost during local internet blackouts, API crashes, NPCI server failures, natural disasters, or government-mandated network shutdowns.
  • Data Loss Shift: Cloud backups provided by the system are for baseline technical optimization. The Vendor holds 100% of the operational risk for maintaining offline ledger exports. The Company accepts zero financial or civil liability for database corruption or synchronization drops.

5. FINTECH SHIELD: P2P UPI INTENT ISOLATION

The Platform explicitly utilizes hardcoded P2P UPI Intent payloads to push retail checkouts directly to authorized banking applications (e.g., Google Pay, PhonePe, Paytm). No consumer retail cash ever crosses the Company's active balances or database architecture.

Because we hold zero escrow presence or money-pooling infrastructure, the Platform is totally and legally insulated from NPCI merchant dispute portals, bank chargeback loops, and consumer refund clawbacks. Third-party retail payment failures, fraud, or consumer disputes cannot be utilized to flag, restrict, or penalize the Company's primary corporate SaaS billing gateways.

6. IRONCLAD LIABILITY CAPS & PERSONAL WEALTH EXCLUSION

A. The 3-Month SaaS Matrix (B2B): For commercial Vendors establishing a valid claim of software infrastructure failure, data breach, or system loss, the absolute maximum aggregate liability of Vyaparies Technologies shall NEVER exceed the total SaaS subscription fees actually paid by that specific Vendor in the three (3) months immediately preceding the event.

B. The Consumer Zero Cap (B2C): Because End-Consumers utilize the directory routing and sub-domain viewing structures completely free of charge, total platform liability to any site visitor for any claim is capped absolutely at INR 0.00 (Rupees Zero).

C. SOLE PROPRIETOR PERSONAL ASSET WAIVER: The User explicitly recognizes the Sole Proprietorship framework. You contractually and unconditionally waive any right under civil procedure to seek attachment, injunctions, or financial recovery actions against the personal bank accounts, real estate properties, or private investments of the individual Sole Proprietor for any software or merchant-related claims under any circumstances.

7. CENTRALIZED DISPUTE HUB & ARBITRATION LOCK

Any commercial disputes seeking to challenge the boundaries of this Statutory Disclaimer must bypass civil courts entirely and route to private, binding arbitration under the Arbitration and Conciliation Act, 1996. The venue and jurisdiction are locked exclusively to Satna, Madhya Pradesh, India.

Designated Desk: Technical Compliance & Legal Redressal Cell

Entity Structure: Vyaparies Technologies (Sole Proprietorship Framework)

Official Location: Satna, Madhya Pradesh, India

Unified Help Desk: support@vyaparies.com

Timelines: Disclaimer challenges, structural inquiries, or compliance notices are acknowledged within 24 hours and addressed within 15 working days.